4 Things to Know About Employment Practices Liability Insurance
Posted: May 4, 2022
Employment Practices Liability Insurance or “EPLI” is a form of business insurance specifically to protect against employment-related lawsuits. While the suit may not be accurate, once filed, you will need to defend against the case, which can prove to be very expensive without this type of insurance. The right Employment Practices Liability Insurance can help you get through challenging legal situations without sustaining severe financial...
Celebrating Asian American Pacific Islander Heritage Month
Posted: May 1, 2022
May has been officially proclaimed as "Asian American Pacific Islander Heritage Month." This month is set aside to celebrate the incredible cultures, traditions, and histories of the Asian Americans and Pacific Islanders in the United States. One month can never do justice to the extraordinary contributions of these groups to the broader culture. Renew and Rebuild: Our Communities and Beyond This year's Asian American Pacific...
How to Travel Safely with Travel Insurance
Posted: May 1, 2022
Planning a trip? We all look forward to trips to other states or countries or enjoying a cruise. You may not consider “What if something goes wrong?” but life can throw a curveball, and travel insurance can save the day when it does. What is Vacation Travel Insurance? Vacation travel insurance protects you when you visit another state or country. It is structured to help...
4 Types of FSAs & How They Work
Posted: April 28, 2022
An FSA, or “Flexible Spending Account,” can be an excellent benefit to offer your employees, and to your business bottom line, as the contributions are pre-tax. Several types of FSAs are available: Medical Expense FSA These accounts pay for eligible medical costs, prescription drugs, copayments, deductibles, medical devices, and other costs. Another option, a “limited medical FSA,” can cover the cost of preventative healthcare services,...
4 Types of Health Insurance and How to Choose One
Posted: April 25, 2022
If you need to buy health insurance, you can choose from four basic types of policies. These policies vary in monthly cost, benefits, and deductible. The Affordable Care Act The Affordable Care Act (ACA, or “Obamacare”) made it impossible for health insurance companies to deny you health insurance due to an existing condition. Whatever your current state of health, you have the right to purchase...