How often should I update my insurance policies?
Posted: November 2, 2023
As your life changes, your insurance policies should, too. Whether you’re celebrating a new chapter in your life or navigating significant changes, staying on top of your insurance needs is crucial to ensure you’re adequately protected. Major life events can dictate how often and when you should update your insurance policies, especially after significant life events like marriage, job changes, relocations, or expanding your family....
How to Celebrate Native American Heritage Month
Posted: November 1, 2023
November marks a time of gratitude and reflection, inviting us to honor the vibrant tapestry of Native American cultures, traditions, and their profound contributions to our nation. Native American Heritage Month extends an invitation to individuals from all walks of life, encouraging them to immerse themselves in the richness of Indigenous cultures. Beyond a month of celebration, it is a season for education, introspection, and...
What Happens to My 401(k) When I Change Jobs?
Posted: October 28, 2023
An employer-sponsored 401(k) plan is a great way to save money for retirement. With matching contributions from your employer, you are essentially getting free money added to your savings. However, you may not stay with the same employer for the duration of your working years. What happens to your 401(k) account when you change jobs? Your funds will remain with your old employer-sponsored plan until...
Is Final Expense Insurance Right for Me?
Posted: October 22, 2023
Final expense insurance may be the right choice for seniors who want to cover their final expenses. Also referred to as burial insurance or funeral insurance, it is a type of life insurance policy designed to cover final disposition and funeral services after death. Funeral and burial expenses have been rapidly rising for the past 30 years. Families have paid an average of $7,848 for...
Avoid Costly Late Medicare Open Enrollment Penalties
Posted: October 21, 2023
The Medicare Open Enrollment Period runs from October 15 to December 7 every year. This is the primary time when people with Medicare can choose a plan or make changes in their healthcare coverage. Plans can change from one year to the next, so it is important to thoroughly review and compare plans during Open Enrollment. When you first become eligible for Medicare, unless you...